Buying Guide

Start your search

Start your search

  • Decide to buy a property – there are many different ways to start your search online; on our website or on our portal partner websites Rightmove & Zoopla.
  • Register with us
  • Contact one of our consultants to tailor your search
  • We know you are busy so let us do the work
Arrange a mortgage

Arrange a mortgage

  • Before beginning your search we recommend that you arrange your finances and have a mortgage arranged in principle. This will determine the funds you can have available and will be the principal guide your property search.
  • We are working alongside Stonehouse Financial.
Instruct a solicitor

Instruct a solicitor

  • Choose the right solicitor who will provide professional support and make sure the entire conveyancing process runs smoothly.
Arrange Viewing

Arrange Viewing

  • We suggest you view a number of properties to be able to to get a good feel for the area and types of property.
  • We offer accompanied appointments, viewing tours. Appointments are arranged at times to suit you.
  • When you find a property to view simply contact us
The Viewing

The viewing

  • Provide full property details to read before and after the visit.
  • We will guide you to and round the property.
  • We highlight the advantages and the disadvantages and always give you our honest opinion.
  • We will ask for your detailed feedback.
Submitting an offer

Submitting an offer

  • Any offer must be submitted in writing, at which point it which will be discussed with the vendor.
  • You may need to show your ability to proceed (documentation of your mortgage agreement in principle)
  • Please note there are no legal obligations on either party until exchange of contracts.
Acceptance of offer

Acceptance of offer

  • You must now give us the details of your solicitor and your mortgage broker.
  • We will send Terms of Memorandum of Sale to all parties to begin the process.
Conveyancing

Conveyancing

  • Request local searches and agree a date for Exchange of Contracts.
  • We assist your conveyancer throughout the process and keep you updated at every step of the way.
Survey and mortgage offer

Survey and mortgage offer

  • Your lender will arrange for a survey through your mortgage broker.
  • The surveyor will advise on the property’s value and structural condition.
  • Your lender will issue you with a mortgage offer once the valuation report has been received.
  • If you are cash buyer, please note that you should arrange for your own survey.
Exchange of contracts

Exchange of contracts

  • You will transfer your Deposit through the vendor’s solicitor. A Deposit is usually 10% of the total purchase price.
  • You will then set a mutually convenient completion date.
Completion

Completion

  • Completion is when the outstanding funds are transferred from your solicitor to the vendor’s solicitor.
  • As soon as the vendor’s solicitor informs us that the funds has cleared, we will give you the keys.
  • Congratulations you are now the legal owner of your new home.